What is it and how can I get one for myself?
Think of a PayMarked card as your typical debit card but with a fun twist! It looks just like any other debit card, it’s not linked to your bank account, and it won’t magically refill when your balance goes up. Instead, it works more like a single-use card, you redeem your rewards onto the card, and once the funds are used up, that’s it – the card is done! It's a simple and easy way to enjoy your rewards for things you want.
To order one, all you need to do is head to the marketplace and search for PayMarked Mastercard. It’s that easy! Just remember, you’ll need to choose between a virtual card or a physical one, depending on what suits you best.
Here’s everything you need to know about using your PayMarked Mastercard—whether it’s virtual or physical!
Virtual Paymarked - Once activated, your virtual card is good to go! But before you start shopping, here are some important rules to keep in mind:
- For online purchases only
- Cannot be added to Apple Wallet
- Not for recurring payments (think subscriptions)
- Can’t be linked to your bank account
- No InstaCart
- Only for U.S. purchases
Physical Paymarked Card - Your physical card can be used both online and in-store wherever Mastercards are accepted! Just keep these rules in mind:
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- No recurring payments
- Can’t be linked to your bank account
- No InstaCart purchases
- U.S. merchants only
- Cannot be added to Apple Wallet
I got one for myself, now what?
For Virtual card - Once you’ve selected a PayMarked Virtual Mastercard in the Wishlist marketplace, it usually takes 4-5 days at max to process. Once you receive a confirmation email, your card will be ready to access. To view the card information, you will need to log into your Wishlist account and go to your "My Orders" table in your "Rewards" section. Once you have located the order, click on the kebab icon to the right of the table to view the card details. A pop-up will show your card number, PIN, expiration date, and some instructions to activate your card.
Here’s how to get started:
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Activate Your Card: On the page, you’ll see your card details and a security code. You’ll be prompted to head to getmybalance.com and enter your card number and security code.
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Account Setup: If this is your first time using a PayMarked Virtual Mastercard, you’ll need to create a new account on getmybalance.com. If you’ve used a virtual card before, just log in with your existing account—no need to reinvent the wheel!
To keep track of your balance or view transactions, just log into your getmybalance.com account anytime!
For the Physical card - When you select a PayMarked Physical Mastercard, $5 is deducted from your reward total to cover shipping costs. Here’s what to expect:
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Processing Email: Once your order is on its way, keep an eye out for an email with the subject “Your Physical PayMarked Mastercard is Processing!”—that means things are officially in motion! It’ll take about 1-2 weeks for the card to be processed, so, during this time you won’t be able to access the card details or use it virtually.
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Delivery: Your shiny new card will arrive in 2-3 weeks at the address you provided. It’ll come in a plain white envelope, so be sure to check all unmarked envelopes (no, it’s not junk mail!).
Unfortunately, we can’t provide tracking for these orders, but if your card doesn’t arrive within 3 weeks of your ordering it, let us know by emailing support@enjoywishlist.com. Once we confirm your shipping address, we’ll get the card reissued to you!
What happens to the card after the expiry date ?
In a nutshell, it expires! These are single-use, time-bound cards, so if you grab a card for $400 and don’t use it before it expires... well, poof—it’s gone for good! Neither the funds can be transferred to a new card, nor can the expiry date be changed. So, make sure to use them before the clock runs out!